Advantage

Interest and fee
transparency

Interest rate transparency, borrowing costs and There is no hidden cost

High quota and low
interest fee

Loan amount：UXG30,000 to UXG600,000.
Loan period：91-365 days.
Borrow and repay in a flexible way.

Easy to apply

No credit record is required. Residents aged 18-60 with a stable source of income can apply online anytime and anywhere. The operation is simple, and the fast.

Safe guard

Super technology, full encryption, Protect your personal information security.

  • Customer Impact

    “NICE APP. Platform is good, and the operation is simple and the money will arrive quickly!Very good,This is the best loan app for me! ”

    Peter

  • Customer Impact

    “I have been recommending Kasente. With small business people, when you go into a bank, they require so many things. But with Kasente, there is no security required. Kasente believes in you.”

    Caroline

  • Customer Impact

    “Kasente trust has supported me from the very beginning. Because of Kasente, I was able to finish my college degree. In my last month, I had to pay for my graduation exams, along with food, rent and transportation. I couldn’t have finished my degree without Kasente.”

    Max

  • Customer Impact

    “Kasente has been the best thing that I have ever had. It was Kashbean who gave me that first chance, that first trust, that first step. And now I’m here. I’ve brought my family to Kampala. We have a really nice house and my kid is going to school. Everything is rolling out positively, thanks to Kasente.”

    Rutledge

  • Customer Impact

    “Kasente is kind, understanding and giving. He knows what we’re going through and is always willing to help out…I’ve tried other loaning apps and websites, but they ask for way too much information. With Kasente, they only ask me for one ID.”

    Abednego

What can we help?
Although we provides some answers, you may still have some other questions. Therefore , this part for answering any questions you may have.
Apply
Q: How to apply for a loan
A: 1.Fill in the information
Complete the credit information to get your loan limit
2.Select loan amount, loan terms, and the time you want to payoff
Submit the loan application.
3.Get money
Once approved money will be sent to your mobile payment account
Q: What is the criteria for loan approval?
A: You are required to fill in your correct and accurate information. Then we will review your information details and give the results.
Q: Why is my loan limit reduced?
A: There are several reasons for limit reduction:
1. Failure to repay on time.
2. The system temporarily adjusts the limit
Q: How to increase my loan limit?
A: You can increase your loan limit by:
1. Timely repayment and keep a good credit score.
2. Use One-time Limit Coupon to temporarily increase the current borrowing amount.
Q：What is installment product?
A：It means the repayment should be made in installments, and the specific repayment period is shown during the application. You are required to repay the amount of each installment before due dates for each installment.
Repay
Q：How to repayment
A：You can repay in the following ways:
1. Online repayment: You can repay through Kasente by clicking \"Repayment\" button.
2. Offline repayment: You can repay offline by using Our Paybill number.
If neither of the above methods work, you can ask the customer care team for assistance.
Q：Can I extend the repayment date ?
A：Extension of repayment date is not supported currently.
Q：Can I repay the loan before due date ?
A：You can repay in advance. Early repayment also requires you to pay all service fees. Kindly note that we will introduce preferential policies for advance repayments from time to time.
Q：What if I repay my loan late ?
A：Overdue repayments are automatically charged a late fee of 2% per day. Furthermore, it might cause the reduction of your future borrowing loan limit."
Q：When should I repay the loan with 2 installments ?
A：You are required to repay the amount of each installment before due days for each installment, which is generated during the application process. The system will send you a reminder message before the repayment date, please note this.
Coupon
Q：What types of coupons are there?
A：There are three types of coupons:
1. Loan Coupon: Increase the amount of the user's receipt, and the increase range is the amount of the loan bond
2. One-time Limit Coupon: which could be used to increase the current loan limit for one time.
3.Repayment Coupon：Reduce the repayment amount of users, and the reduction scope is the repayment coupon
Q：How to get coupons?
A: You can get the coupons in many ways
1.Participate in the lottery
2. We will issue them to you from time to time
Q：How to use Loan Coupon?
A：You can use the coupon when applyig for a loan, select one of the coupon you can use, and the amount will changed automatically. Please note that the coupon need to be used before expiration.
Q：How to use One-time Limit Coupon?
A：You can use the one-time limit coupon when applyig for a loan, select one of the coupon you can use, and the loan amount will increased automatically. Please note that the coupon need to be used before expiration.
Q：How to use repayment Coupon?
A：You can use the coupon when repaying for a loan, select repayment coupon you can use, and the repayment amount will reduced automatically. Please note that the coupon need to be used before expiratio
Others
Q：What if I overpay my loan ?
A：After all payments are reconciled, excess funds will be returned to your account within 7 working days.
Q：What should I do if I get a system error when logging in Kasente ?
A：Please clear the phone cache and log in again. If the problem is still not resolved, please try uninstalling the current app and install it again from Google Play.
Q：What should I do if I do not receive the verification code ?
A：1. There may be a delay of the SMS. Kindly note that the verification code is valid for X minutes, please wait for a while.
2. Please check if your phone has SMS blocking or filtering software installed.
3. Please confirm whether your phone can receive SMS.
4.Please try to get voice verification code
Q：Can I register with phone numbers of other operators ?
A：Only MTN and Airtel phone numbers are supported currently.
Q：Why does my mobile number appear to be registered while I have not registered?
A：Please confirm whether your family or friends have registered with your mobile phone number, if not, please ask the customer care team for help.
Q：Do you charge any registration fees ?
A：No, we don’t charge our clients any fees prior to loan disbursement
Q：Can I apply for a loan without a smartphone ?
A：Currently you can only apply for a loan through your Android smartphone.
Helping you quickly master the use of products

STEP 1

Download the Kasente app from Google play on your Android phone.Register with your  mobile number

STEP 2

Fill your basic information,and upload your hand-hold ID photo.

STEP 3

Select the amount you want to apply for and submit . The application results will be shown on the app.

STEP 4

Once approved money will be sent to your registered phone number.

STEP 5

Be sure to repay on time to avoid unnecessary liquidated damages

Download and Register

Download the Kasente app from Google Play using an Android phone.

Register using your mobile number.

Application requirement

A national identification card number

An android smartphone

A registered MTN or Airtel number

ANames match with the ID

Place of work

Physical address

Emergency contact details

Repayment

repayment online

To pay back your Kasente, you can send the loan Amount to our M-Pesa Paybill number xxxxx, using the phone number you borrowed with as the Account Number.